Boca Raton Mortgage Broker
Looking for the best Boca Raton Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Boca Raton
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans​
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans​
​Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Boca Raton?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Boca Raton real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Boca Raton receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to ensure a smooth and stress-free home-buying journey.
Competitive Rates
Securing your dream home in Boca Raton shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Boca Raton Mortgage Rates
Boca Raton, FL Overview
Boca Raton, FL, is a sought-after city known for its luxury real estate, beautiful beaches, and upscale lifestyle. Famous for its stunning architecture and waterfront properties, Boca Raton attracts homebuyers, investors, and realtors who value elegance and comfort. Its vibrant community, sunny climate, and sophisticated atmosphere make it a top choice for those looking to enjoy the best of South Florida living.
Real Estate Market in Boca Raton, FL
The real estate market in Boca Raton offers diverse options, from modern condos and spacious single-family homes to exclusive oceanfront estates. Many homes boast scenic views, contemporary amenities, and proximity to pristine beaches. Neighborhoods such as Royal Palm Yacht & Country Club and Mizner Park are particularly popular, offering residents access to excellent dining, upscale shopping, and entertainment options.
Mortgage Financing in Boca Raton
Homebuyers in Boca Raton have access to various mortgage options, including conventional loans, FHA loans, VA loans, and jumbo loans for higher-priced properties. Special financing solutions like non-warrantable condo loans cater specifically to Boca Raton’s unique condominium market. Mortgage brokers in the area work closely with buyers to find financing solutions that meet local real estate needs.
Lifestyle and Amenities
Boca Raton offers a luxurious yet relaxed lifestyle with abundant opportunities for outdoor activities such as boating, golfing at world-class courses like the Boca Raton Resort & Club, and enjoying parks like Gumbo Limbo Nature Center. The city is also known for excellent schools, diverse dining experiences, and upscale shopping at Town Center at Boca Raton. Iconic landmarks like the Boca Raton Museum of Art and Sugar Sand Park further enhance the city’s appeal.
Why Choose Boca Raton?
Choosing Boca Raton means investing in a stable real estate market with enduring value. Residents and investors benefit from a high quality of life, outstanding amenities, and a thriving community atmosphere. With its luxurious properties, exceptional lifestyle options, and strong market conditions, Boca Raton remains a premier destination in South Florida.
Area Resources & Local Links
Official City Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local Boca Raton Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Boca Raton community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
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Phone
305-407-0747
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Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Boca Raton & Surrounding Communities
Common Boca Raton Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Boca Raton?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Boca Raton, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Boca Raton's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Boca Raton?
Boca Raton offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Opa-locka.
What credit score is needed for a mortgage in Boca Raton?
To qualify for a mortgage in Boca Raton, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Boca Raton Islands home?
The down payment for a home in Boca Raton varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Boca Raton?
Getting a condo loan in Boca Raton requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Boca Raton's condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.