Coral Gables Mortgage Broker
Looking for the best Coral Gables Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Coral Gables
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Coral Gables?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Coral Gables real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Coral Gables receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Coral Gables shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Coral Gables Mortgage Rates
Coral Gables, FL Overview
Coral Gables is known as “The City Beautiful” for its lush tree-lined streets, Mediterranean Revival architecture, and luxury homes. This historic neighborhood in Miami-Dade County offers an elegant atmosphere with grand entrances and well-preserved landmarks. Many choose Coral Gables for its scenic boulevards, Miracle Mile shopping, and vibrant cultural events.
Real Estate Market in Coral Gables
The Coral Gables real estate market features a range of single-family homes, condos, and waterfront properties along the scenic Gables Waterway. Many residences have modern amenities, such as open-concept designs, state-of-the-art kitchens, and lush gardens. The city is also near popular attractions like the Biltmore Hotel, Venetian Pool, and the University of Miami, adding extra appeal for homebuyers and investors.
Mortgage Financing in Coral Gables
Homebuyers in Coral Gables have access to different mortgage options, including conventional loans, FHA loans, VA loans, and jumbo loans. Certain condo buildings may qualify for non-warrantable condo loans, giving more flexibility to those seeking specific property types. These financing solutions align with local real estate needs, making the process simpler for buyers looking to purchase luxury homes or family residences.
Lifestyle and Amenities
Life in Coral Gables includes outdoor activities, upscale shopping on Miracle Mile, and dining at award-winning restaurants. The Venetian Pool stands out as a historic site with natural spring-fed water and unique architecture. Other highlights include the Coral Gables Museum, Fairchild Tropical Botanic Garden, and top-rated schools like the University of Miami.
Why Choose Coral Gables?
Coral Gables combines historic charm with steady growth, making it attractive to both homebuyers and real estate investors. The area’s stable market, cultural depth, and focus on education provide lasting value for residents. Its leafy streets, landmark buildings, and mix of family-friendly and upscale amenities offer a well-rounded lifestyle for all.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Contact Us: Your Local Coral Gables Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Coral Gables community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Coral Gables & Surrounding Communities
Common Coral Gables Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Coral Gables?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Coral Gables, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Coral Gables's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Coral Gables?
Coral Gables offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Coral Gables.
What credit score is needed for a mortgage in Coral Gables?
To qualify for a mortgage in Coral Gables, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Coral Gables home?
The down payment for a home in Coral Gables varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Coral Gables?
Getting a condo loan in Coral Gables requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Coral Gables condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.