Daytona Beach Mortgage Broker
Looking for the best Tampa Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in personalized home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Daytona Beach
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Daytona Beach?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Daytona Beach real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Daytona Beach receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Daytona Beach shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Daytona Beach Mortgage Rates
Daytona Beach, FL Overview
Daytona Beach is famous for its stunning beaches and vibrant lifestyle, offering plenty of options for those seeking luxury real estate. Known for hosting events like the Daytona 500 at Daytona International Speedway, the city draws residents who enjoy both coastal living and lively entertainment. Daytona Beach combines relaxed seaside charm with exciting amenities, making it attractive to homebuyers and investors alike.
Real Estate Market in Daytona Beach, FL
The Daytona Beach real estate market features a wide variety of homes, including stylish condos, spacious single-family homes, and impressive waterfront properties overlooking the Atlantic Ocean or the Halifax River. Many developments offer modern amenities such as pools, fitness centers, and private beach access. The city’s prime location places residents close to attractions like the Daytona Beach Boardwalk and popular shopping and dining areas.
Mortgage Financing in Daytona Beach, FL
Homebuyers in Daytona Beach have access to several mortgage options, such as conventional, FHA, VA, and jumbo loans. Given the abundance of condo developments, some buyers may benefit from special programs like non-warrantable condo loans. Local lenders understand the area’s unique property types and can offer financing solutions that fit each buyer’s needs.
Lifestyle and Amenities
Life in Daytona Beach revolves around beautiful beaches, exciting events, and plenty of outdoor activities. Residents enjoy visiting the Daytona International Speedway, exploring the historic Daytona Beach Pier, or relaxing at Sun Splash Park. The area offers excellent dining, lively nightlife, convenient shopping, and quality schools, making Daytona Beach ideal for families, retirees, and professionals.
Why Choose Daytona Beach, FL?
Daytona Beach offers homebuyers and investors a stable real estate market combined with an active coastal lifestyle. The city’s famous beaches, consistent tourism, and steady growth contribute to its long-term value. For anyone considering property investment or relocation, Daytona Beach presents both lifestyle opportunities and financial potential.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Contact Us: Your Local Daytona Beach Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Daytona Beach community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Daytona Beach & Surrounding Communities
Common Daytona Beach Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Daytona Beach?
Bennett Capital Partners Mortgage Brokers provide personalized mortgage solutions in Daytona Beach, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Daytona Beach's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Daytona Beach?
Daytona Beach offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Daytona Beach.
What credit score is needed for a mortgage in Daytona Beach?
To qualify for a mortgage in Daytona Beach, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Daytona Beach home?
The down payment for a home in Daytona Beach varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Daytona Beach?
Getting a condo loan in Daytona Beach requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Daytona Beach condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.