Delray Beach Mortgage Broker
Looking for the best Delray Beach Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Delray Beach
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans​
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans​
​Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Delray Beach?
Local Expertise
At Bennett Capital Partners, we pride ourselves on expert knowledge of the Delray Beach real estate market. Whether you're seeking luxury condos or family-friendly neighborhoods, we guide you confidently through the local home-buying process.
Personalized Service
Every client in Delray Beach receives our full attention and a customized mortgage solution. We focus on your individual financial needs and goals, offering tailored support for an effortless home-buying process.
Competitive Rates
Securing your dream home in Delray Beach shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Delray Beach Mortgage Rates
Delray Beach, FL Overview
Delray Beach, FL, is an exciting coastal city celebrated for its vibrant culture, luxury real estate, and charming downtown area. Homebuyers, real estate investors, and realtors appreciate its unique blend of historic charm and modern amenities. With beautiful beaches, lively community events, and diverse lifestyle options, Delray Beach offers an exceptional South Florida experience.
Real Estate Market in Delray Beach
The real estate market in Delray Beach provides a variety of appealing property options, including elegant single-family homes, contemporary condos, and desirable waterfront properties. Many homes feature updated amenities, lush landscapes, and close proximity to beaches and the bustling Atlantic Avenue district. Popular neighborhoods like Lake Ida, Pineapple Grove, and Tropic Isle attract residents seeking a balanced lifestyle.
Mortgage Financing in Delray Beach
Homebuyers in Delray Beach have access to diverse mortgage options, including conventional loans, FHA loans, VA loans, and jumbo loans. Specialized programs, such as non-warrantable condo loans, address the specific needs of the area's condominium market. Local mortgage brokers provide personalized financing guidance to meet the varied requirements of Delray Beach real estate buyers and investors.
Lifestyle and Amenities
Delray Beach is renowned for its active lifestyle, offering plentiful opportunities for outdoor recreation such as golfing, boating, and visiting pristine beaches like Delray Municipal Beach. The city is famous for its vibrant Atlantic Avenue, packed with restaurants, boutiques, galleries, and nightlife options. Families and residents also enjoy top-rated schools, lush parks such as Morikami Museum and Japanese Gardens, and numerous cultural and community events.
Why Choose Delray Beach?
Choosing Delray Beach means benefiting from a dynamic real estate market and exceptional quality of life. Its appealing blend of coastal charm, cultural attractions, and modern conveniences makes it a top choice for homebuyers and investors looking for sustainable value and a lively community.
Area Resources & Local Links
Official City Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local Delray Beach Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Delray Beach community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
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Phone
305-407-0747
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Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Delray Beach & Surrounding Communities
Common Delray Beach Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Delray Beach?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Delray Beach, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans.
What types of home loans are available in Delray Beach?
Delray Beach offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Opa-locka.
What credit score is needed for a mortgage in Delray Beach?
To qualify for a mortgage in Delray Beach, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Delray Beach home?
The down payment for a home in Delray Beach varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Delray Beach?
Getting a condo loan in Delray Beach requires considering whether the condo is warrantable or non-warrantable. Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Delray Beach condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.