Edgewater Miami Mortgage Broker
Looking for the best Edgewater Miami Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Edgewater
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Edgewater?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Edgewater real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Edgewater receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Edgewater shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Edgewater Mortgage Rates
Edgewater, Miami FL Overview
Edgewater in Miami is known for its luxury condos, waterfront properties, and lively arts scene. This neighborhood sits along Biscayne Bay, giving many homes and high-rises scenic bay views. Its convenient location near Midtown, Wynwood, and the Design District makes it popular with homebuyers and investors looking for an urban lifestyle.
Real Estate Market in Edgewater, Miami
The real estate market in Edgewater features a range of condos, townhomes, and bayfront high-rises. Many buildings include modern amenities, such as rooftop pools, fitness centers, and 24-hour concierge services. Residents benefit from being close to Margaret Pace Park, Adrienne Arsht Center, and a variety of dining, shopping, and entertainment options.
Mortgage Financing in Edgewater
Buyers in Edgewater can select among different mortgage options, including conventional, FHA, VA, and jumbo loans. Some developments may allow non-warrantable condo loans, providing more flexibility for certain properties. These programs help both homebuyers and real estate investors find suitable financing solutions in this growing market.
Lifestyle and Amenities
Edgewater offers a blend of outdoor activities, arts, and local attractions. Margaret Pace Park is a popular spot with sports courts, walking paths, and pet-friendly areas. Nearby neighborhoods like Wynwood and the Miami Design District add colorful street art, designer boutiques, and unique restaurants to explore.
Why Choose Edgewater?
Edgewater attracts those seeking a bayside lifestyle, a growing skyline, and a stable real estate market. Its central location and year-round events give residents easy access to cultural, dining, and shopping destinations throughout Miami. These factors make Edgewater an appealing option for both long-term homeowners and real estate investors.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Edgewater’s bayfront views, contemporary condo options, and central location create a lively environment for people seeking a modern urban experience in Miami. The neighborhood’s ongoing development and easy access to attractions continue to draw interest from buyers and visitors alike.
Contact Us: Your Local Edgewater Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Edgewater community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Edgewater & Surrounding Communities
Common Edgewater Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Edgewater?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Edgewater, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Edgewater's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Edgewater?
Edgewater offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Edgewater.
What credit score is needed for a mortgage in Edgewater?
To qualify for a mortgage in Edgewater, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Edgewater home?
The down payment for a home in Edgewater varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Edgewater?
Getting a condo loan in Edgewater requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Edgewater condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.