Florida Mortgage Broker
Looking for the best Florida Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in personalized home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Florida
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Florida?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Florida real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Florida receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Florida shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Florida Mortgage Rates
Florida Mortgage Broker Overview
Finding the right mortgage broker in Florida is essential for securing your dream home. A trusted mortgage brokerage makes the entire home buying process smooth and efficient. Bennett Capital Partners Mortgage Brokers serve the entire state of Florida, including major cities like Orlando, Tampa, Jacksonville, Sarasota, and Naples. Whether you're a first-time homebuyer or looking to refinance, our experienced licensed loan originators can guide you every step of the way.
Florida Real Estate Market
The vibrant Florida real estate market offers an array of opportunities for both homeowners and investors. From beachfront properties in Naples and Fort Myers to thriving communities in Orlando and Tampa, there's a perfect location for every homebuyer. We offer competitive rates and expert guidance to help you make informed decisions. Using our mortgage calculators, you can estimate your monthly payment and understand your closing costs clearly.
Mortgage Financing Options in Florida
We offer various mortgage loans, including:
✅ Conventional loans with competitive interest rates and favorable terms.
✅ FHA loans insured by the Federal Housing Administration, ideal for buyers with lower down payment requirements and moderate credit requirements.
✅ VA loans, supported by the Department of Veterans, which often require no down payment and offer better interest rates for veterans, active-duty service members, and eligible spouses.
✅ USDA loans that require no down payment and serve eligible rural homebuyers.
✅ Private Lending options offering flexibility for unique property types, quick closings, and tailored solutions for borrowers not eligible for traditional financing.
✅ Non-QM loans, providing flexible underwriting guidelines, ideal for self-employed individuals, real estate investors, and borrowers with complex income streams.
✅ Commercial loans designed for investment properties, multi-family housing, retail spaces, and other commercial real estate opportunities across Florida.
✅ Construction and Renovation loans, offering financing to build a new home or renovate an existing property, providing custom solutions for personalized home projects.
✅ Specialized loan options for non-warrantable condos, jumbo loans for high-value properties, and loans exceeding standard conforming loan limits with larger down payment requirements.
Additionally, our multiple lenders provide specialized programs such as loans exceeding conforming loan limits, requiring a larger down payment, and loans tailored specifically for first-time buyers across Florida.
How a Mortgage Broker Can Make the Process Easier
Working with an experienced Florida mortgage broker can significantly simplify your loan process. Our professionals compare offers from various mortgage lenders to help you find the best mortgage available. We offer competitive rates and easy-to-reach staff ready to answer any questions about your loan application, rates and terms, or homeownership journey.
Why Choose Bennett Capital Partners Mortgage Brokers?
At Bennett Capital Partners Mortgage Brokers, we make the process of securing a home loan simple and transparent. Our clients appreciate our commitment to:
✅ Offering the lowest mortgage rates possible.
✅ Providing accurate rates and closing costs, which are subject to change without notice, ensuring transparency.
✅ Having knowledgeable licensed loan originators who are always available to answer questions and guide you through the steps of the process.
✅ Creating a smooth and efficient mortgage experience, helping countless Floridians turn their dreams into homeownership.
Our customers frequently describe us as having went above and beyond, rating us 5-star, and stating they would highly recommend our services.
Area Resources & Local Links
Official Florida Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local Florida Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Florida community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Florida & Surrounding Communities
Common Florida Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Florida?
Bennett Capital Partners Mortgage Brokers provide personalized mortgage solutions in Florida, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Florida's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Florida?
Florida offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Florida.
What credit score is needed for a mortgage in Florida?
To qualify for a mortgage in Florida, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Florida home?
The down payment for a home in Florida varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Florida?
Getting a condo loan in Florida requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Florida condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.