Golden Beach Mortgage Broker
Looking for the best Golden Beach Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Golden Beach
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Golden Beach?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Golden Beach real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Golden Beach receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Golden Beach shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Golden Beach Mortgage Rates
Golden Beach, FL Overview
Golden Beach, FL is an exclusive waterfront community in Miami-Dade County known for its oceanfront homes and serene atmosphere. The town sits between the Intracoastal Waterway and the Atlantic Ocean, offering residents easy beach access and stunning views. Its peaceful vibe and proximity to places like Sunny Isles Beach and Aventura make it an appealing spot for homebuyers and investors seeking privacy and prestige.
Real Estate Market in Golden Beach
The real estate market in Golden Beach includes luxury homes, waterfront properties, and some single-family residences located directly on the sand. Many homes feature modern amenities, such as open-concept living spaces, upgraded kitchens, and private pools. Properties often sit near popular shopping destinations, including Aventura Mall, and are just a short drive from Bal Harbour Shops.
Mortgage Financing in Golden Beach
Buyers can select from various mortgage options to purchase property in Golden Beach. These include conventional, FHA, VA, and jumbo loans, depending on the type of residence. Some homes may also qualify for non-warrantable condo loans, ensuring financing solutions fit the diverse needs of this upscale community.
Lifestyle and Amenities
Golden Beach offers a tropical lifestyle with wide beaches, private access points, and well-maintained streets lined with palm trees. Outdoor activities include swimming, boating on the Intracoastal, or visiting nearby parks. The area is close to dining, shopping, and entertainment, with convenient access to Downtown Miami and the Fort Lauderdale area.
Why Choose Golden Beach, FL?
Why Choose Golden Beach, FL?
Golden Beach stands out for its quiet charm, stable market, and prime location in South Florida. Residents enjoy year-round sunshine, a close-knit community feel, and secure surroundings. For buyers and investors, Golden Beach provides long-term value and an opportunity to own a home in one of Miami-Dade County’s most desirable areas.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Golden Beach’s oceanfront setting, upscale homes, and peaceful charm make it a top choice for those seeking a special place to live or invest in Miami-Dade County. The combination of privacy, convenience, and coastal living continues to draw newcomers to this sought-after community.
Contact Us: Your Local Golden Beach Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Golden Beach community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Golden Beach & Surrounding Communities
Common Golden Beach Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Golden Beach?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Golden Beach, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Golden Beach's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Golden Beach?
Golden Beach offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Golden Beach.
What credit score is needed for a mortgage in Golden Beach?
To qualify for a mortgage in Golden Beach, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Golden Beach home?
The down payment for a home in Golden Beach varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Golden Beach?
Getting a condo loan in Golden Beach requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Golden Beach condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.