Jacksonville Mortgage Broker
Looking for the best Jacksonville Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in personalized home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Jacksonville
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Jacksonville?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Jacksonville real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Jacksonville receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Jacksonville shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Jacksonville Mortgage Rates
Jacksonville, FL Overview
Jacksonville, Florida, is a vibrant coastal city known for its luxury real estate, active lifestyle, and thriving economy. As the largest city by land area in the contiguous United States, Jacksonville offers diverse neighborhoods, beautiful beaches, and scenic riverfront views. Its mix of modern conveniences and natural beauty makes it an attractive choice for homebuyers, realtors, and real estate investors seeking long-term value and quality of life.
Real Estate Market in Jacksonville, FL
The real estate market in Jacksonville features a wide variety of properties, from upscale condos and spacious single-family homes to stunning waterfront properties. Popular neighborhoods like Riverside, San Marco, and Ponte Vedra Beach offer modern amenities, attractive landscaping, and proximity to local hotspots. Homes often include appealing features such as open floor plans, updated kitchens, private pools, and panoramic ocean or river views. Jacksonville’s real estate consistently draws buyers interested in the city's convenient access to beaches, parks, shopping centers, and highly rated schools.
Mortgage Financing in Jacksonville, FL
Homebuyers in Jacksonville have access to various mortgage options, including conventional loans, FHA loans, VA loans, and jumbo loans suitable for luxury properties. Specialized financing solutions like non-warrantable condo loans are available to assist buyers interested in unique properties or investments. These mortgage programs provide flexibility, allowing buyers to find financing that matches their specific real estate goals in Jacksonville’s diverse market.
Lifestyle and Amenities
Jacksonville offers an appealing lifestyle with plenty of outdoor activities, cultural events, and entertainment options. Residents enjoy spending time at popular attractions such as the Jacksonville Zoo and Gardens, the Cummer Museum of Art & Gardens, and the vibrant Jacksonville Riverwalk. Outdoor enthusiasts appreciate the city's extensive park system, including Kathryn Abbey Hanna Park and Timucuan Ecological & Historic Preserve. Jacksonville’s culinary scene is diverse, featuring numerous restaurants serving fresh seafood, international cuisine, and local favorites. Additionally, the city hosts various festivals and events year-round, fostering a strong sense of community.
Why Choose Jacksonville, FL?
Jacksonville stands out as a prime destination for homebuyers and investors due to its stable real estate market, extensive amenities, and excellent quality of life. The city's coastal charm combined with urban conveniences attracts residents seeking an active lifestyle and valuable property investments. Whether purchasing a luxury home, oceanfront condo, or investment property, Jacksonville provides enduring appeal and long-term growth potential.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Contact Us: Your Local Jacksonville Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Jacksonville community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Jacksonville & Surrounding Communities
Common Jacksonville Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Jacksonville?
Bennett Capital Partners Mortgage Brokers provide personalized mortgage solutions in Jacksonville, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Jacksonville's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Jacksonville?
Jacksonville offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Jacksonville.
What credit score is needed for a mortgage in Jacksonville?
To qualify for a mortgage in Jacksonville, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Jacksonville home?
The down payment for a home in Jacksonville varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Jacksonville?
Getting a condo loan in Jacksonville requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Jacksonville condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.