Miami Shores Mortgage Broker
Looking for the best Miami Shores Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Miami Shores
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Miami Shores?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Miami Shores real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Miami Shores receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Miami Shores shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Miami Shores Mortgage Rates
Miami Shores, FL Overview
Miami Shores is a picturesque village in Miami-Dade County admired for its historic charm, tree-lined streets, and proximity to Biscayne Bay. Many homebuyers find its classic architecture and family-friendly setting appealing, while real estate investors appreciate its steady growth. Located minutes from Downtown Miami and the Design District, Miami Shores offers a blend of community warmth and urban convenience.
Real Estate Market in Miami Shores
The real estate market in Miami Shores features single-family homes, luxury residences, and waterfront properties along the bay. Many listings include modern amenities, open floor plans, and spacious yards. Homeowners enjoy easy access to nearby attractions like Barry University, local shopping centers, and the cultural experiences in surrounding Miami areas.
Mortgage Financing in Miami Shores
Buyers exploring Miami Shores have access to a variety of mortgage options, including conventional, FHA, VA, and jumbo loans. Some properties may be eligible for non-warrantable condo loans, giving flexibility to those seeking unique homes. These financing solutions align with the diverse needs of new buyers and investors looking to own in this established neighborhood.
Lifestyle and Amenities
Residents of Miami Shores enjoy a community-focused lifestyle, with places like the Miami Shores Country Club, local parks, and a vibrant Downtown District. The area hosts neighborhood events and features inviting restaurants, boutiques, and scenic streetscapes. Families benefit from top-rated schools and various recreational activities at local facilities, enhancing the village’s welcoming appeal.
Why Choose Miami Shores?
Miami Shores stands out for its stable market, convenient location, and well-preserved character. Its classic charm, year-round sunshine, and close proximity to Biscayne Boulevard and major Miami attractions add to its long-term value. Both homebuyers and real estate investors see Miami Shores as a destination where tradition meets opportunity.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Miami Shores maintains a close-knit atmosphere, architectural beauty, and a broad range of housing options, making it a prime location for those seeking a balance of comfort, community, and investment potential in South Florida.
Contact Us: Your Local Miami Shores Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Miami Shores community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Miami Shores & Surrounding Communities
Common Miami Shores Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Miami Shores?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Miami Shores, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Miami Shores's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Miami Shores?
Miami Shores offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Miami Shores.
What credit score is needed for a mortgage in Miami Shores?
To qualify for a mortgage in Miami Shores, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Miami Shores home?
The down payment for a home in Miami Shores varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Miami Shores?
Getting a condo loan in Miami Shores requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Miami Shores condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.