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North Bay Village Mortgage Broker

Looking for the best North Bay Village Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!

Our Mortgage Services in North Bay Village

Residential Loans

FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans​

Non-QM Loans & Alt Documentation

Bank Statement Loans, Alt-Doc Loans,  Non-Warrantable Condos & Condotel Loans​

​Investor Loans

DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans

Specialized Lending

Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans

Miami Mortgage Broker

Speak to a Mortgage Expert Now!

Get personalized advice from our team of professionals. Call us today to explore the best loan options for your needs 1-305-407-0747.

Why Choose Bennett Capital Partners in North Bay Village?

Local Expertise

At Bennett Capital Partners, we pride ourselves on deep knowledge of the North Bay Village real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.

Personalized Service

Every client in North Bay Village receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.

Competitive Rates

Securing your dream home in North Bay Village shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.

Current North Bay Village Mortgage Rates

North Bay Village, FL Overview


North Bay Village is a waterfront community located between Miami and Miami Beach, known for its luxury homes, scenic views, and access to Biscayne Bay. Many people enjoy its island atmosphere, which includes Treasure Island, Harbor Island, and North Bay Island. With a mix of residential and commercial areas, the city caters to homebuyers, realtors, and investors looking for a relaxed yet connected lifestyle.


Real Estate Market in North Bay Village


The North Bay Village Real estate market consists of condos, single-family homes, and waterfront properties that face the Intracoastal Waterway. Many buildings feature modern amenities, such as rooftop pools, fitness centers, and marinas for boating. Residents enjoy a convenient location near shopping, dining, and popular attractions like Miami Beach, with easy access to Downtown Miami and major roadways.


Mortgage Financing in North Bay Village


Buyers in North Bay Village can explore a variety of mortgage options, including conventional, FHA, VA, and jumbo loans. Some condo developments may qualify for non-warrantable condo loans, offering flexibility for specialized properties. These financing solutions cater to diverse real estate needs, helping both newcomers and seasoned investors secure homes in the area.


Lifestyle and Amenities


North Bay Village provides a coastal lifestyle with opportunities for boating, fishing, and waterfront dining. Locals often visit Treasure Island Park for family picnics or enjoy the scenic drive along the 79th Street Causeway. The city is also near top destinations like South Beach and the Design District, giving residents plenty of choices for entertainment, shopping, and culture.


Why Choose North Bay Village?


North Bay Village offers a stable market, appealing neighborhoods, and the convenience of island living close to urban centers. Its long-term value stems from a strong sense of community, surrounded by water views and easy commutes to nearby business districts. For those looking to invest or settle in a scenic enclave, North Bay Village delivers an exceptional blend of comfort and accessibility.


Area Resources & Local Links


Official City Resources



Real Estate Resources



Local Amenities



North Bay Village’s waterfront charm, variety of housing options, and easy access to the broader Miami area make it a desirable choice for homebuyers and real estate investors alike. Its distinctive island vibe and steady growth continue to draw those seeking an elevated yet convenient way of life.

Contact Us: Your Local North Bay Village Mortgage Experts

At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the North Bay Village community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.

Contact Our Team

Office Location

1101 Brickell Ave STE 800
Miami, FL 33131

Phone

305-407-0747

Email

info@bcpmortgage.com

Business Hours

Monday - Friday: 9:00 AM - 6:00 PM

Saturday: By Appointment

Miami Mortgage Broker

Get Pre-Approved Today!

Start your home-buying journey with confidence. Secure your pre-approval for hassle-free financing through our expert programs in Florida.

Service Areas: North Bay Village & Surrounding Communities

Common North Bay Village Mortgage Broker FAQs

What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in North Bay Village?

Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in North Bay Village, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of North Bay Village's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.

What types of home loans are available in North Bay Village?

North Bay Village offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in North Bay Village.

What credit score is needed for a mortgage in North Bay Village?

To qualify for a mortgage in North Bay Village, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.

How much down payment is required for a North Bay Village home?

The down payment for a home in North Bay Village varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.

Are there any special considerations when getting a condo loan in North Bay Village?

Getting a condo loan in North Bay Village requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with North Bay Village condo loans, contact Bennett Capital Partners Mortgage Brokers.

What Our Clients Say

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Alex S. 

Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us. 
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