North Miami Beach Mortgage Broker
Looking for the best North Miami Beach Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in North Miami Beach
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in North Miami Beach?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the North Miami Beach real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in North Miami Beach receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in North Miami Beach shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current North Miami Beach Mortgage Rates
North Miami Beach, FL Overview
North Miami Beach is a diverse coastal community in Miami-Dade County celebrated for its luxury homes, waterfront properties, and easy access to popular spots like Aventura Mall and Haulover Park. Many homebuyers and investors are drawn to its welcoming neighborhoods, cultural blend, and prime location near Sunny Isles Beach. North Miami Beach offers a balance of suburban comfort and quick travel to Downtown Miami.
Real Estate Market in North Miami Beach
The North Miami Beach real estate market features a range of condos, single-family residences, and canal-front homes with views of the Intracoastal Waterway. Many properties come with modern amenities, such as open-floor plans, updated kitchens, and easy access to major roadways. Its central location near places like Oleta River State Park and Florida International University Biscayne Bay Campus adds to the area’s appeal for those seeking a dynamic yet relaxed environment.
Mortgage Financing in North Miami Beach
Buyers can explore a variety of mortgage options, including conventional, FHA, VA, and jumbo loans. Certain condo buildings may qualify for non-warrantable condo loans, which can help those looking at specific property styles. These financing solutions meet the needs of both first-time buyers and seasoned investors interested in North Miami Beach real estate.
Lifestyle and Amenities
North Miami Beach provides a lively lifestyle with shops, restaurants, and cultural attractions. Residents can visit the Historic Spanish Monastery, stroll through Greynolds Park, or venture to Haulover Beach for sun and water activities. The city’s proximity to Aventura and Bal Harbour offers even more shopping, dining, and entertainment choices, adding to its community-friendly appeal.
Why Choose North Miami Beach?
North Miami Beach is known for its stable market, scenic coastal setting, and direct routes to key Miami destinations. Its convenient position along highways and Intracoastal waterways makes it attractive for those seeking long-term value and easy commuting options. Whether you’re buying a primary home or considering an investment property, North Miami Beach stands out as a flexible and inviting area to settle in.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
North Miami Beach combines coastal living, varied housing options, and simple access to greater Miami, creating a comfortable home base for homebuyers and real estate investors alike. Its ongoing growth, cultural richness, and scenic locales keep it among the top choices in South Florida.
Contact Us: Your Local North Miami Beach Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the North Miami Beach community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: North Miami Beach & Surrounding Communities
Common North Miami Beach Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in North Miami Beach?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in North Miami Beach, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of North Miami Beach's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in North Miami Beach?
North Miami Beach offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in North Miami Beach.
What credit score is needed for a mortgage in North Miami Beach?
To qualify for a mortgage in North Miami Beach, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a North Miami Beach home?
The down payment for a home in North Miami Beach varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in North Miami Beach?
Getting a condo loan in North Miami Beach requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with North Miami Beach condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.