Palm Beach Mortgage Broker
Looking for the best Palm Beach Beach Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Palm Beach
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans​
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans​
​Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Palm Beach?
Local Expertise
At Bennett Capital Partners, we pride ourselves on extensive knowledge of the Palm Beach real estate market. Whether you're interested in luxurious oceanfront estates or sophisticated condos, we ensure your property purchase is smooth and successful.
Personalized Service
Every client in Palm Beach receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Palm Beach shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Palm Beach Mortgage Rates
Palm Beach, FL Overview
Palm Beach, FL, is a prestigious barrier island town along the Atlantic Ocean known for its elegant luxury real estate, stunning beaches, and sophisticated lifestyle. Since becoming Florida's first resort destination in the late 1800s, Palm Beach has attracted affluent homebuyers, real estate investors, and realtors who appreciate its beauty, historic charm, and year-round appeal. Located near West Palm Beach, the town offers both exclusivity and convenient access to vibrant urban amenities and attractions.
Real Estate Market in Palm Beach
Palm Beach’s real estate market showcases impressive estates in Palm Beach, luxurious single-family homes, and upscale condos along the Intracoastal Waterway and the Atlantic Ocean. Homes typically feature elegant architecture, modern amenities, lush landscaping, and panoramic ocean views. Notable neighborhoods near Worth Avenue and the Royal Poinciana Plaza offer convenient proximity to premium shopping and dining, enhancing the area's desirability.
Mortgage Financing in Palm Beach
Buyers looking to invest in Palm Beach properties have access to various mortgage solutions, including conventional loans, FHA loans, VA loans, and jumbo loans tailored to luxury properties. Specialized financing like non-warrantable condo loans is available to accommodate Palm Beach's distinctive real estate market. Working with local mortgage brokers ensures personalized service tailored specifically to Palm Beach County's unique property needs.
Lifestyle and Amenities
Palm Beach offers an exceptional lifestyle, highlighted by iconic attractions such as the Henry Morrison Flagler Museum, the prestigious Society of the Four Arts, and the renowned shopping district along Worth Avenue. Outdoor enthusiasts can enjoy activities at the Palm Beach Municipal Beach, scenic biking along the Lake Trail, and golfing at the beautiful Palm Beach Par 3 Golf Course. Additional amenities include diverse recreation facilities, parks and recreation, and cultural events featuring changing exhibitions and special programs throughout the year.
Why Choose Palm Beach?
Palm Beach provides homebuyers and investors with a stable and exclusive real estate market, exceptional lifestyle opportunities, and consistent long-term property value. Its renowned history, luxurious properties, vibrant cultural scene, and world-class amenities make it one of Florida's most desirable locations for living and investment.
Area Resources & Local Links
Official City Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local Palm Beach Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Palm Beach community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
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Phone
305-407-0747
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Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Palm Beach & Surrounding Communities
Common Palm Beach Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Palm Beach?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Palm Beach, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Palm Beach's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Palm Beach?
Palm Beach offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Opa-locka.
What credit score is needed for a mortgage in Palm Beach?
To qualify for a mortgage in Palm Beach, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Palm Beach home?
The down payment for a home in Palm Beach varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Palm Beach?
Getting a condo loan in Palm Beach requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Palm Beach condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.