Sarasota Mortgage Broker
Looking for the best Sarasota Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in personalized home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Sarasota
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Sarasota?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Sarasota real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Sarasota receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Sarasota shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Sarasota Mortgage Rates
Sarasota, FL Overview
Sarasota, Florida, is well-known for its luxury real estate, vibrant arts scene, and stunning beaches. Located on Florida's Gulf Coast, Sarasota appeals to homebuyers and investors with its upscale lifestyle, attractive neighborhoods, and thriving cultural community. Its beautiful coastline, warm climate, and array of recreational activities make Sarasota a highly desirable location.
Real Estate Market in Sarasota
The Sarasota real estate market includes luxurious single-family homes, elegant condominiums, townhomes, and impressive waterfront properties. Popular neighborhoods such as Siesta Key, Longboat Key, and downtown Sarasota provide buyers with modern amenities, scenic views, and close proximity to beaches and local attractions. Homebuyers appreciate Sarasota’s diverse property choices, from beachfront condos with breathtaking views to spacious homes in family-friendly neighborhoods.
Mortgage Financing in Sarasota
Homebuyers in Sarasota have several mortgage financing options, including conventional loans, FHA loans, VA loans, and jumbo loans for upscale properties. Specialized financing is also available for buyers interested in non-warrantable condos, a frequent requirement for certain luxury properties. Local mortgage providers offer financing tailored specifically to Sarasota’s unique real estate needs, ensuring a smooth buying process.
Lifestyle and Amenities
Sarasota is celebrated for its exceptional lifestyle, featuring top-rated beaches, cultural attractions, and outdoor recreation. Residents enjoy renowned beaches like Siesta Key Beach and Lido Key Beach, ideal for swimming, boating, and sunbathing. Sarasota's cultural highlights include The Ringling Museum of Art, Marie Selby Botanical Gardens, and the vibrant downtown arts and entertainment district. Quality schools, excellent shopping destinations like St. Armands Circle, and diverse dining options further enhance the Sarasota lifestyle.
Why Choose Sarasota?
Choosing Sarasota provides homebuyers and investors a solid investment in a community known for its stable real estate market, luxurious lifestyle, and abundant amenities. Sarasota combines natural beauty, cultural richness, and quality living, making it ideal for permanent residents, seasonal homeowners, and investors alike. Its lasting appeal and ongoing development promise sustained value and enjoyment.
Area Resources & Local Links
Official City Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local Sarasota Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Sarasota community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Sarasota & Surrounding Communities
Common Sarasota Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Sarasota?
Bennett Capital Partners Mortgage Brokers provide personalized mortgage solutions in Sarasota, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Sarasota's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Sarasota?
Sarasota offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Sarasota.
What credit score is needed for a mortgage in Sarasota?
To qualify for a mortgage in Sarasota, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Sarasota home?
The down payment for a home in Sarasota varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Sarasota?
Getting a condo loan in Sarasota requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Sarasota condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.