St. Petersburg Mortgage Broker
Looking for the best St. Petersburg Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in St. Petersburg
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in St. Petersburg?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the St. Petersburg real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in St. Petersburg receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in St. Petersburg shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current St. Petersburg Mortgage Rates
St. Petersburg, FL Overview
St. Petersburg, Florida, offers an attractive combination of luxury real estate, a lively cultural scene, and spectacular beaches. Located along Florida's Gulf Coast, this city is known for its vibrant arts community, sunny weather, and inviting lifestyle. Its appealing neighborhoods and thriving downtown make St. Petersburg a desirable location for homebuyers and real estate investors alike.
Real Estate Market in St. Petersburg
The real estate market in St. Petersburg features a wide range of properties, from upscale single-family homes and elegant condos to stunning waterfront properties. Many homes boast modern amenities such as private docks, pools, and panoramic water views. Popular areas like Downtown St. Petersburg, Old Northeast, and Snell Isle offer convenient access to shopping, dining, and entertainment, making them ideal for families, professionals, and retirees.
Mortgage Financing in St. Petersburg
Homebuyers in St. Petersburg have access to diverse mortgage financing options, including conventional loans, FHA loans, VA loans, and jumbo loans. Additionally, specialized financing like non-warrantable condo loans helps buyers purchase properties that might otherwise be difficult to finance. Local lenders understand the unique aspects of the St. Petersburg market and provide personalized solutions to meet individual financial needs.
Lifestyle and Amenities
St. Petersburg residents enjoy a wide variety of lifestyle activities. Iconic attractions such as the Salvador Dalí Museum, Fort De Soto Park, and the beautiful beaches of St. Pete Beach offer recreation and relaxation. The city’s downtown district is home to excellent dining, diverse shopping opportunities, and a lively arts community featuring galleries, theaters, and regular events. St. Petersburg is also recognized for its excellent schools and abundant parks, enhancing its appeal for families.
Why Choose St. Petersburg?
Choosing St. Petersburg means investing in a city known for its steady real estate market, vibrant community, and outstanding quality of life. Its blend of luxury living, cultural richness, and recreational opportunities ensures long-term value for both residents and investors. Whether you're buying a primary home, vacation residence, or investment property, St. Petersburg offers unmatched opportunities in a welcoming community.
Area Resources & Local Links
Official City Resources:
Real Estate Resources:
Local Amenities:
Contact Us: Your Local St. Peteresburg Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the St. Petersburg community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: St. Petersburg & Surrounding Communities
Common St. Petersburg Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in St. Peteresburg?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in St. Petersburg, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of the St. Petersburg real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in St. Petersburg?
St. Petersburg offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in St. Petersburg.
What credit score is needed for a mortgage in St. Petersburg?
To qualify for a mortgage in St. Petersburg, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a St. Peteresburg home?
The down payment for a home in St. Petersburg varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in St. Peteresburg?
Getting a condo loan in St. Petersburg requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with St. Petersburg condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.