Surfside Mortgage Broker
Looking for the best Surfside Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Surfside
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Surfside?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Surfside real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Surfside receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Surfside shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Surfside Mortgage Rates
Surfside, FL Overview
Surfside is a charming coastal town in Miami-Dade County, known for its luxury homes, oceanfront condos, and laid-back atmosphere. It sits between Bal Harbour and Miami Beach, offering a friendly community near upscale shopping, world-class dining, and sandy beaches. With its small-town feel and prime seaside location, Surfside appeals to homebuyers and investors seeking a relaxed yet convenient lifestyle.
Real Estate Market in Surfside
The Surfside real estate market features single-family homes, condos, and some waterfront properties facing the Atlantic Ocean or Intracoastal Waterway. Many residences include modern amenities such as private pools, updated kitchens, and open living spaces. Proximity to Bal Harbour Shops, popular restaurants, and recreation spots adds to the area’s appeal for those looking for comfort and easy access to city attractions.
Mortgage Financing in Surfside
Buyers exploring Surfside can select from mortgage options like conventional, FHA, VA, and jumbo loans. Certain buildings may be eligible for non-warrantable condo loans, offering more financing solutions for unique property styles. These programs meet the needs of various homebuyers and real estate investors, making ownership in Surfside possible for a wide range of budgets.
Lifestyle and Amenities
Surfside provides a family-friendly lifestyle with quiet neighborhoods, community events, and a welcoming beach environment. Residents visit the Surfside Community Center for social activities and enjoy the pedestrian-friendly streets for dining and shopping. The city’s scenic coastline allows for biking, jogging, and ocean sports, while nearby Bal Harbour offers a touch of luxury shopping and fine dining.
Why Choose Surfside, FL?
Surfside’s stable market, tropical charm, and central location draw those wanting a balance of tranquility and excitement. Its year-round sunshine, strong property values, and convenient access to Downtown Miami enhance its long-term appeal. Whether you seek a primary residence or an investment property, Surfside remains a solid choice in South Florida real estate.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Surfside stands out for its peaceful setting, variety of housing options, and closeness to Miami’s top attractions. Its laid-back coastal vibe and flourishing real estate market continue to attract both homebuyers and investors looking to enjoy the best of seaside living.
Contact Us: Your Local Surfside Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Surfside community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Surfside & Surrounding Communities
Common Surfside Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Surfside?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Surfside, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Surfside's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Surfside?
Surfside offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Surfside.
What credit score is needed for a mortgage in Surfside?
To qualify for a mortgage in Surfside, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Surfside home?
The down payment for a home in Surfside varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Surfside?
Getting a condo loan in Surfside requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Surfside condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.