Tampa Mortgage Broker
Looking for the best Tampa Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in personalized home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Tampa
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Tampa?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Tampa real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Tampa receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Tampa shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Tampa Mortgage Rates
Tampa, FL Overview
Tampa is a vibrant coastal city recognized for its luxury real estate and thriving lifestyle. Located along the scenic Tampa Bay, it appeals to homebuyers and investors seeking waterfront views and easy access to entertainment, dining, and cultural attractions. Its mild climate and wide selection of neighborhoods create a welcoming environment for those looking to enjoy the Florida lifestyle.
Real Estate Market in Tampa, FL
The Tampa real estate market features a mix of condos, single-family homes, and waterfront properties along bays, rivers, and canals. Many developments include modern amenities, such as private pools, fitness centers, and lush green spaces. Proximity to attractions like Busch Gardens, the Tampa Riverwalk, and Ybor City adds to the city’s appeal for buyers and investors.
Mortgage Financing in Tampa, FL
Homebuyers in Tampa can explore a range of mortgage options, including conventional, FHA, VA, and jumbo loans. Some properties, such as high-rise condos or unique developments, may be eligible for non-warrantable condo loans. Local lenders understand Tampa’s diverse market and often provide financing solutions that cater to different property types and investment goals.
Lifestyle and Amenities
Tampa offers a rich blend of outdoor activities, dining, and shopping. Residents can visit Sparkman Wharf for waterside dining, stroll along the Tampa Riverwalk, or cheer on the local teams at Amalie Arena and Raymond James Stadium. The area is also known for excellent schools, parks like Al Lopez Park, and lively nightlife in Ybor City.
Why Choose Tampa, FL?
This city enjoys a stable market and a strong reputation for growth and development. The combination of top-rated restaurants, cultural events, and easy access to the Gulf Coast make it an attractive place to call home. Tampa’s potential for long-term value also makes it a standout option for real estate investors.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Contact Us: Your Local Tampa Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Tampa community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Tampa & Surrounding Communities
Common Tampa Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Tampa?
Bennett Capital Partners Mortgage Brokers provide personalized mortgage solutions in Tampa, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Tampa's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Tampa?
Tampa offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Tampa.
What credit score is needed for a mortgage in Tampa?
To qualify for a mortgage in Tampa, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Tampa home?
The down payment for a home in Tampa varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Tampa?
Getting a condo loan in Tampa requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Tampa condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.