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Writer's picturePhilip Bennett

Best Beach Towns in Florida for Year-Round Living

Updated: Oct 29

Best Beach Towns in Florida for Year-Round Living

Florida is a sunny paradise with some of the most picturesque beach towns you can find. With 825 miles of sandy coastline, there's something for everyone. Whether you're seeking lively nightlife or serene retreats, Florida's best beach towns offer diverse experiences and attractions.


From vibrant South Beach to tranquil Amelia Island, each town has its own unique charm.


Imagine walking along white sand beaches, enjoying the clear waters of the Gulf Coast or exploring quaint fishing villages full of history. The allure of moving to Florida isn’t just about the weather—it’s also about embracing a lifestyle filled with outdoor activities and cultural experiences.


Discovering Florida’s best beach towns is not just an adventure; it could be your next big move!



Key Takeaways


Diverse Beach Experiences: Florida offers a variety of beach towns, each with unique attractions. From the lively nightlife in South Beach to the tranquil retreats of Captiva Island, there’s something for everyone.


Historical and Cultural Appeal: Towns like Key West and St. Augustine blend historical charm with modern amenities. Visitors can explore Hemingway's Home and Museum in Key West or enjoy picturesque views from the St. Augustine Lighthouse.


Eco-friendly Spots: Places like Juno Beach and Sanibel Island focus on conservation efforts. Juno Beach is famous for being a sea turtle nesting site, while Sanibel Island offers serene wildlife preserves.


Real Estate Opportunities: The real estate market in these beach towns caters to diverse needs—lavish homes in Palm Beach attract affluent buyers; family-friendly Clearwater Beach sees high demand due to its safe environment.


Exciting Activities: Cocoa Beach stands out for its rocket launches from Kennedy Space Center, offering thrilling sights alongside popular surfing spots like Alan Shepard Park.



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Picturesque Beach Towns for Different Tastes

Picturesque Beach Towns for Different Tastes

Florida's beach towns each have their own unique charm. Every town offers its own blend of scenic views, luxury, and tranquility.


Some places in Florida are perfect for stunning seaside photos. Others provide an upscale experience or a peaceful retreat... There's something for everyone!


Seaside for Picture-perfect Views

Seaside for Picture-perfect Views

Seaside offers picture-perfect views that captivate homebuyers, real estate investors, and realtors. As the first New Urbanist community designed by Robert Davis in the late 1900s, Seaside features bike-friendly streets and pastel homes.


The pristine beaches such as Seaside Beach and Seagrove Beach are ideal for relaxing and enjoying the Gulf of Mexico's turquoise waters.


The Seaside Amphitheater hosts cultural events year-round. This charming beach town also boasts unique local shops and dining options, enhancing its appeal to visitors. Plus, its picturesque streets lined with colorful houses make it a dream come true for anyone seeking beauty in every corner.


Palm Beach for a Ritzy Vibe

Palm Beach for a Ritzy Vibe

Moving from picture-perfect Seaside to the elegant Palm Beach offers a contrasting vibe. Known for over 30 billionaires, Palm Beach exudes luxury and sophistication. The Worth Avenue shopping district brims with high-end boutiques and designer stores, perfect for those who love retail therapy.


Dining here means savoring upscale cuisine at world-class restaurants.


The Flagler Museum stands as a historic gem, offering glimpses into the Gilded Age's opulence. With limited public beach access, privacy is paramount in this ritzy locale. Real estate investors will find an array of lavish homes and estates that cater to an affluent clientele.


Captiva Island for Peace and Quiet

Captiva Island for Peace and Quiet

Captiva Island offers peace and quiet, perfect for those seeking tranquility. Known for its natural beauty, the island boasts untouched beaches and serene wildlife preserves. The J.N. "Ding" Darling National Wildlife Refuge remains a notable spot, full of lush landscapes and exotic bird species.


Homebuyers and real estate investors will find charming homes nestled in this laid-back paradise. Activities like shell collecting, golfing, tennis, fishing, and boating provide ample ways to unwind without the hustle.


Captiva's ongoing recovery from Hurricane Ian in September 2022 shows resilience—a community dedicated to preserving its verdant charm.




Vibrant Beach Towns with Dynamic Scenes

Vibrant Beach Towns with Dynamic Scenes

Florida's vibrant beach towns buzz with energy and excitement. They cater to thrill-seekers, families, and nightlife lovers alike.


South Beach, Miami for Lively Nightlife

Vibrant Beach Towns with Dynamic Scenes

South Beach in Miami stands out for its vibrant nightlife and dazzling Art Deco architecture. Historic hotels line Ocean Drive, offering a glamorous backdrop to the neon-lit streets.


Popular clubs like LIV at the Fontainebleau and Story draw crowds eager to dance until dawn. The Lincoln Road Mall boasts trendy shops, eateries, and busy bars that keep the energy alive around the clock.


Dining options range from upscale restaurants to casual beachfront cafes. Visitors can enjoy outdoor activities like kayaking and boating by day before transitioning into an exciting evening scene.


South Beach's mix of cultures ensures diverse experiences—from salsa dancing at Mango's Tropical Café to live jazz at Jazid—offering something for everyone seeking dynamic beach town life...


Cocoa Beach for the Coolest Views

Cocoa Beach for the Coolest Views

Cocoa Beach offers some of the coolest views in Florida. Known for its rocket launches from nearby Kennedy Space Center, this beach town delights with exciting sights and sounds. Rocket launches light up the sky regularly, making it a unique spot to watch space history unfold.


The vibe here is laid-back and perfect for surfers. Cocoa Beach boasts numerous popular surfing spots like Alan Shepard Park and Lori Wilson Park. The famous Ron Jon Surf Shop provides lessons for beginners eager to catch their first wave.


A visit wouldn’t be complete without going to Cocoa Beach Pier—a hub of activity where you can fish, dine, or simply relax while taking in panoramic ocean views.


Clearwater Beach for Family-friendly Getaways

Clearwater Beach

Clearwater Beach provides a safe and enjoyable environment for families. With over 100,000 residents, it has excellent family attractions like Pier 60 and the Clearwater Marine Aquarium. Kids can enjoy jet skiing, parasailing, or paddleboarding on the calm waters while parents relax in the sun.


Pier 60's sunset celebrations are a must-see event that entertains everyone with street performers, craft vendors, and live music. The beach’s clean sands make it ideal for building sandcastles or taking peaceful strolls along the shore.


For those considering a permanent move here, it's good to note that homes near these attractions sell quickly due to high demand.


"I never imagined moving from New York to Florida during a pandemic, but Bennett Capital Partners Mortgage made it all so smooth. They got us a fantastic mortgage rate, and we closed on our dream home in record time. The whole process felt seamless, even from hundreds of miles away. We're so grateful for their expertise!" - Sarah M., Palm Beach, FL

📞 Give Us A Call Today 1-800-457-9057



Tranquil Retreats Off the Beaten Path

Tranquil Retreats Off the Beaten Path

Florida offers more than just crowded beaches; it hides peaceful spots too. Anna Maria Island boasts charm and a relaxed vibe. Amelia Island delivers quiet retreats perfect for unwinding...


Explore these serene hideaways!




Anna Maria Island for Lots of Charm

Anna Maria Island for Lots of Charm

Anna Maria Island offers a charming and quaint beach-town atmosphere. It features wide beaches perfect for sunny days, bike trails for leisurely rides, and trolley stops that make exploring easy. Main street is lined with unique shops, art galleries, and delightful restaurants.


Visitors can immerse themselves in the local culture by attending community events or enjoying ice cream from the popular parlors found around the island. This barrier island's scenic spots also include breathtaking views of Sarasota Bay and spots to watch playful dolphins.


Amelia Island for Tranquility

Amelia Island for Tranquility

A short drive from Anna Maria Island, Amelia Island offers a haven of tranquility. Homebuyers and real estate investors will find its slow pace of life appealing. With 13 miles of beaches, it’s perfect for morning walks or relaxing afternoons by the water.


Nature lovers can enjoy native wildlife and pristine waters in over 10% park preserves. Kayaking through marshland or bird watching provides peaceful retreats away from bustling cities.


Exploring the historic sites adds a cultural touch to the visit.


"I never imagined moving from New York to Florida during a pandemic, but Bennett Capital Partners Mortgage made it all so smooth. They got us a fantastic mortgage rate, and we closed on our dream home in record time. The whole process felt seamless, even from hundreds of miles away. We're so grateful for their expertise!" - Sarah M., Palm Beach, FL

📞 Give Us A Call Today 1-800-457-9057



Explore More Of The Best Beach Towns in Florida

Exploring More Top Beach Town

Siesta Key boasts silky sand and clear waters. Sanibel Island shines with its shell-filled beaches. Key West is famous for lively sunsets and historic charm. Destin charms visitors with white sands and green waters.


Vero Beach offers peaceful shores perfect for quiet retreats.


St. Augustine Beach mixes history with surfside fun, making it a unique spot for travelers who enjoy both culture and relaxation. Naples presents upscale shopping near beautiful beaches, ideal for those looking for luxury by the sea.


Delray Beach welcomes you with trendy shops and tasty eateries in a vibrant setting full of energy... perfect for fun-loving adventurers! Fort Lauderdale Beach combines boating canals with oceanfront bliss—a must-see blend of city life and coastal vibes.


Marco Island invites nature lovers to explore its serene environments filled with wildlife—great for birdwatching or kayaking through lush mangroves! Panama City’s appealing mix of outdoor activities makes it great whether you're fishing off a pier or enjoying local seafood.


Siesta Key

Siesta Key

Known for its powdery sand and the reality TV show Siesta Key (2017), this beach town offers eight miles of sugar-white shores and blue-green waters. Homebuyers will find a variety of shopping options, upscale resorts, dining spots, and vibrant nightlife suitable for all tastes.


Investors may be interested in Siesta Key’s potential due to its blend of natural beauty and modern amenities. The area's unique appeal includes annual events that draw tourists year-round, making it an excellent spot for vacation rentals or long-term investments in Florida real estate.


Sanibel Island

Sanibel Island

Sanibel Island sits just three miles off the coast of Fort Myers. This gem is prime for family vacations and romantic getaways alike. Visitors love its pristine beaches, abundant seashells, and rich marine life.


After Hurricane Ian hit in September 2022, recovery efforts have been steady. The island's charm remains intact as businesses and homes rebuild. From cozy cottages to luxury waterfront properties, real estate options offer something for everyone.

Next up: Key West...


Key West

Key West

Key West is a paradise at the end of Florida Keys Overseas Highway, which has 42 bridges. It spans 4 miles long and 2 miles wide. People love its laid-back vibe and colorful homes.


Hemingway's Home & Museum offers literary history buffs a treat, with cats roaming just like in Hemingway’s time.


The Southernmost Point provides an iconic photo spot marking the edge of the continental United States. The Harry S. Truman Little White House tells stories from America’s past presidents who vacationed here.


Visitors enjoy sailing trips, sunset views, and vibrant nightlife—all adding up to Key West’s unique charm along the Gulf Coast of the United States.


Destin

Destin

Heading east from Key West, discover the charm of Destin. Known as the "World's Luckiest Fishing Village," it's a paradise for fishing enthusiasts. Henderson Beach State Park features a stunning mile-long beach, perfect for sunbathing and swimming. The soft white sand and emerald-green waters make it an ideal spot for family picnics or romantic strolls.


Big Kahuna’s Water & Adventure Park adds excitement with over 40 water activities. Families can enjoy thrilling rides or relax in lazy rivers. For homebuyers and real estate investors, Destin offers prime properties near beautiful beaches and vibrant community life.


With easy access to both ocean fun and serene spaces, this town is a top pick on Florida's Gulf Coast.


Vero Beach

Vero Beach

Nestled on Florida's Atlantic coast, Vero Beach offers a blend of natural beauty and local charm. With 26 miles of pristine beaches, it’s perfect for those looking to soak up the sun and surf. The Sebastian Inlet State Park is a major draw, especially thanks to its role as the largest nesting site for loggerhead sea turtles in the United States.


For nature lovers, McKee Botanical Gardens spans over 18 acres and boasts exotic plants and tranquil lagoons. It's an ideal spot for peaceful walks or photo-worthy moments. Real estate here ranges from cozy beach cottages to luxurious estates, making it appealing for both homebuyers and investors seeking diverse options in a serene setting.


St. Augustine Beach

St. Augustine Beach

St. Augustine Beach offers a blend of historical charm and modern amenities. High tides prevent nighttime beach walks, preserving its serene atmosphere for daytime relaxation. Visitors can enjoy sections designated for 4-wheel drive vehicles, perfect for adventurous drives along the coast.


Nearby attractions include the St. Augustine Lighthouse & Maritime Museum, which provides both educational experiences and picturesque views of the area. The beach also features fine dining options and local shops, making it a great spot for real estate investors eyeing properties with strong potential in tourism and leisure sectors.


Naples

Naples

Naples boasts Delnor-Wiggins Pass State Park, holding a top spot as the eighth-best beach in the U.S. Here, both locals and tourists enjoy swimming, snorkeling, and paddleboarding amidst natural beauty.


Investors find Naples attractive for its promising real estate opportunities along pristine shores with charming beach towns.


Recovery efforts from Hurricane Ian are ongoing; however, Naples remains resilient and vibrant. Homebuyers will appreciate peaceful neighborhoods combined with upscale shopping areas.


Real estate agents highlight how the local market continues to thrive despite challenges faced by Southwest Florida beaches.


Delray Beach

Delray Beach

Delray Beach boasts pristine beaches and a vibrant arts district called Pineapple Grove. Visitors can stroll along Atlantic Avenue, which is lined with shops, restaurants, and entertainment options.


The beach itself was named the # 1 Best Beach in Florida by USA TODAY 10 Best 2024 Readers' Choice Awards.


This area offers a delightful mix of relaxation and excitement. It's perfect for homebuyers seeking walkable neighborhoods with easy access to both cultural activities and natural beauty.


Real estate investors will find attractive opportunities here as well due to its popularity among tourists and year-round residents alike—making it an ideal spot for investment properties.


Fort Lauderdale Beach

Fort Lauderdale Beach

Fort Lauderdale Beach offers a vibrant mix of activities and relaxation along Florida's stunning coast. Visitors can kayak, paddleboard, or surf in the clear waters. The area boasts luxury resorts with pet-friendly accommodations—perfect for both leisurely stays and active adventures.


Located within the Beach Business Improvement District (BBID), it provides an ideal setting for homebuyers and real estate investors seeking properties near prime attractions. Stroll down the bustling promenade lined with shops and eateries—or unwind on the sun-drenched sands.


Marco Island

Marco Island

Transitioning from the bustling energy of Fort Lauderdale Beach, Marco Island offers a serene escape. Located on Florida’s Gulf Coast, this island is known for its stunning beaches and abundant nature.


Tigertail Beach provides soft sands and beautiful sunsets while Keewaydin Island invites exploration by boat. Activities like Catamaran Cruises and Water Tours make the most of the clear waters.


The Marco Island Farmers Market operates seasonally, offering local produce and crafts—perfect for those seeking a laid-back lifestyle with all the amenities nearby.


Panama City Beach

Panama City Beach

A hop from Marco Island lies Panama City Beach, offering 27 miles of stunning coastline. It's a gem for homebuyers and investors seeking the perfect blend of beauty and fun. St. Andrews State Park stands out with options for swimming and snorkeling.


For an extra splash of adventure, Shell Island is just a short shuttle boat ride away.


People looking to invest in Florida's panhandle will find ample opportunities here. The beach atmosphere attracts tourists year-round, making it ideal for rental properties. Plus, its tranquil environment ensures peace without sacrificing excitement...


So many activities await! Make Panama City Beach your next real estate investment or dream home destination!


New Smyrna Beach

New Smyrna Beach

New Smyrna Beach offers 17 miles of pristine coastline, making it a haven for beach lovers. Known as Southern Living's "Best Beach Town" in 2022, it combines natural beauty with rich history.


Visitors can explore the Turnbull and Sugar Mill Ruins or simply enjoy the sandy shores.


Homebuyers and real estate investors will find New Smyrna Beach appealing due to its charming community vibe. The area blends old Florida charm with modern amenities—perfect for families and retirees alike.


Its historical sites add unique character, while the spacious beaches provide a relaxed coastal lifestyle without breaking the bank.


Fort Myers Beach

Fort Myers Beach

Nestled on Estero Island, Fort Myers Beach presents a paradise for lovers of sun, sea, and sand. This scenic spot offers shelling adventures along the coastline or thrilling water activities like kayaking and parasailing.


The beach is beautiful and filled with things to do if you enjoy swimming in clear waters or exploring Lovers Key State Park's two miles of unspoiled beaches. Homebuyers will find various housing options near the vibrant marina or tucked away for more privacy yet still close to all this major beach can provide.


Juno Beach

Juno Beach

Known for its unspoiled coastline, Juno Beach offers a serene environment and excellent real estate opportunities. The beach is famous for being a nesting site for sea turtles, making it an eco-friendly spot that attracts nature lovers and investors alike.


The iconic Juno Beach Pier features amenities like a bait shop and snack bar, perfect for families or those who enjoy fishing. Nearby is the Loggerhead Marinelife Center—an essential visit to learn about sea turtle conservation efforts in Florida.


Hollywood Beach

Hollywood Beach

Hollywood Beach, located near Fort Lauderdale, Florida, offers something for everyone. The Pelican Grand Beach Resort stands out with its unique river tubing ride and beachfront dining options.


Visitors enjoy public murals scattered throughout the area, giving a vibrant touch to this scenic spot.


Beach lovers can stroll along the Hollywood Beach Broadwalk—a 2.5-mile path filled with shops, restaurants, and live entertainment options. Perfect for real estate investors or homebuyers seeking a lively beach community while still enjoying peace at night...

exploring more top beach town choices awaits!


Deerfield Beach

Deerfield Beach

Deerfield Beach is perfect for those who crave clean beaches and peaceful surroundings. The beautiful shoreline extends over 5 miles, offering pristine sands and crystal-clear waters.


These qualities have earned it the prestigious Blue Wave beach title.


You won't want to miss the International Fishing Pier at 200 NE 21st Ave. It's a prime spot for fishing or simply enjoying stunning ocean views. This family-friendly destination combines relaxation with fun activities, making Deerfield Beach an ideal choice for homebuyers and real estate investors alike.


"Moving from Miami to Orlando was a big step for our family, and Bennett Capital Partners Mortgage was there with us every step of the way. Philip understood exactly what we needed and found the perfect mortgage option for our new home. The process was quick and painless, and we felt completely confident knowing we were in great hands. Highly recommend them for anyone planning a move in Florida!" - Maria S., Orlando, FL

📞 Give Us A Call Today 1-800-457-9057



Bennett Capital Partners Mortgage: Your Trusted Partner in Florida

Bennett Capital Partners Mortgage: Your Trusted Partner in Florida

Finding the perfect beach home in Florida can be easier with Bennett Capital Partners. They offer personalized mortgage solutions to fit every client's needs, whether you are a first-time homebuyer or a seasoned investor.


Their expertise ensures each mortgage aligns with your financial goals for that dream beach house.


Personalized Mortgage Solutions for Your Dream Beach Home


Finding the perfect florida home loan for your beach home can be easier with Bennett Capital Partners. They offer personalized mortgage solutions to fit every client's needs, whether you are a first-time homebuyer or a seasoned investor.


Their expertise ensures each mortgage aligns with your financial goals for that dream beach house.


Bennett Capital provides specialized programs, including foreign national mortgages and no income verification loans. These options make it simpler for diverse buyers to secure financing.


The team walks clients through every step of the process, ensuring smooth transactions without surprises at closing costs... leading to their next comprehensive service offerings for both residential and commercial clients!


For personalized mortgage solutions and expert guidance on securing your Miami Beach property, reach out to Bennett Capital Partners Mortgage—your trusted.


Comprehensive Services for Both Residential and Commercial Clients


Bennett Capital Partners Mortgage offers a wide range of services for both residential and commercial clients. With over 20 years of experience, they handle every aspect of the mortgage process with ease.


Clients can choose from various loan types like conventional, VA, FHA, and jumbo loans. First-time homebuyers get special guidance to make their journey smooth.


Real estate investors also find unique solutions that fit their specific needs. Located at 1101 Brickell Ave in Miami, Bennett Capital ensures clients get expert advice whether buying a beach house or an investment property.


The team coordinates with wholesale mortgage lenders and private lenders to secure the best rates possible....


Contact Us


Reach out to Bennett Capital Partners Mortgage for your real estate financing needs. Visit them at 1101 Brickell Ave STE 800, Miami, FL 33131.

They are ready to help homebuyers and real estate investors with customized solutions. Follow them on Facebook, Twitter, and Instagram for updates and advice.



Conclusion

Conclusion

Florida offers a diverse range of beach towns, each with unique attractions and vibes. Visitors can enjoy the ritzy atmosphere in Palm Beach or find tranquility on Captiva Island. Families will love Clearwater Beach, while those seeking nightlife should head to South Beach, Miami.


With so many options, there's a perfect spot for everyone.


Homebuyers looking to move to one of these charming towns can rely on Bennett Capital Partners Mortgage for customized financing solutions. Their expertise ensures smooth and efficient transactions for both residential and commercial properties.


Embrace the sunshine state and make your dream beach home a reality!


FAQs


What makes Boca Grande a great Florida beach town?


Boca Grande, located on Gasparilla Island, offers a laid-back charm with beautiful beaches and clear waters. It's perfect for those seeking tranquility.


How can I get to Bradenton from Sarasota–Bradenton International Airport?


You can easily drive from Sarasota–Bradenton International Airport to Bradenton by car. It’s a short trip that lets you explore the local beach communities.


Are there any small towns in the Tampa Bay area worth visiting?


Yes! Small towns like Tarpon Springs offer a blend of relaxation and vibrant energy, making them great spots to visit near Tampa Bay.


Why is Pensacola Beach popular among tourists?


Pensacola Beach is known for its white sand and clear waters on the Gulf Coast. It’s one of the best places in Florida for people seeking both fun and relaxation.


What type of housing options are available in Palm Beach County?


Palm Beach County provides various types of housing, from beachfront properties to cozy homes in small beach towns—offering something for everyone!


Is Turtle Beach suitable for families looking for quiet spots?


Absolutely! Turtle Beach on Siesta Key offers smaller crowds compared to other beaches, making it ideal if you're looking to embrace tranquility with your family.






 
Philip Bennett

Philip Bennett


Philip is the owner and principal mortgage broker at Bennett Capital Partners, Business NMLS# 2046828. He earned his degree in Accounting and Finance from Binghamton University and holds a Master's Degree in Finance from NOVA Southeastern University. With over 20 years of experience in the mortgage industry, Philip has been a leader in his field and has personally originated over $2 billion in residential and commercial mortgages.


Learn more about Philip Bennett's background and experience on our Founder's page. Whether you're a first-time homebuyer or a seasoned real estate investor, our team is here to help you achieve your real estate goals. Don't wait any longer; contact us today and let us help you find the right mortgage for your needs.



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Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip helped us find our dream home.
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