About Bennett Capital Partners Mortgage Brokers

Founded by Philip Bennett in 2017, our Miami mortgage brokerage helps Florida homebuyers, homeowners and real estate investors compare financing options. From our Brickell office, we provide personal guidance from initial review through closing.

Call 305-507-9957

Residential Investment Commercial

Awards & recognition

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Best of Florida

2025 & 2026 Winner · Mortgage Companies

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Miami-Dade Favorites

2025 Winner · Best Home Mortgage

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WalletHub

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Founded in 2017. Built around personal service.

Philip Bennett founded Bennett Capital Partners after working in mortgage brokerage, banking, and commercial real estate. His experience shaped a practical approach: understand the transaction, identify suitable lending options, and keep clients informed as their financing moves forward.

The company provides the direct attention and personal guidance of a boutique mortgage brokerage. Philip brings 25+ years of mortgage industry experience to his leadership of the firm.

Meet Philip Bennett, President and Licensed Mortgage BrokerFounder · NMLS #1098318

How our mortgage brokerage works

We begin with your goals and financial profile, then compare relevant lending channels. Depending on the transaction, that review may include wholesale, bank, portfolio, Non-QM, private, or specialty programs.

A program needs to fit both the borrower and the property. We review documentation requirements, loan structure, estimated costs, and timing so you can weigh the available choices. We thoroughly pre-underwrite your file and work directly with our lending partners’ account managers and underwriting teams to address questions, confirm pricing and terms, and coordinate final approval. Throughout the process, we advocate on your behalf and keep you informed through closing.

Residential mortgage services throughout Florida

Our Miami office serves borrowers purchasing or refinancing eligible properties across Florida, including primary residences, second homes, and investment properties. Residential property types include single-family homes, townhomes, condominiums, and two-to-four-unit properties.

Explore Florida home purchase loans, refinancing options, and jumbo mortgages. Our loan program directory explains additional conventional, government, and specialty financing categories.

Experience with condominiums and complex income

Condominium financing involves the building as well as the borrower. Project insurance, reserves, assessments, repairs, and other lender review requirements can affect financing options. Early review helps identify issues before the transaction is further along. See our condominium financing options.

For business owners and other borrowers with nontraditional income documentation, we review the financial profile before selecting a program. Bank statement mortgages and other Non-QM options may be appropriate when the borrower meets the lender's requirements.

Financing for real estate investors and commercial properties

We also review investment and business-purpose transactions. DSCR loans evaluate rental cash flow as part of the lender's qualification process. Other scenarios may call for bridge, private, construction, or commercial financing.

Residential properties with one to four units and commercial multifamily properties with five or more units follow different financing paths. Explore commercial mortgage services for larger income-producing properties. Program and partner availability depend on the property, transaction, and applicable state requirements.

Clear communication from review through closing

Our role includes helping clients understand documentation requests and coordinating with the lender, appraiser, title team, and other parties involved in the transaction. For condominium or commercial properties, that process also includes the relevant project or property review.

We work with homebuyers, property owners, real estate professionals, and investors to identify financing questions early and communicate the next steps. A preliminary discussion does not guarantee loan approval or a closing date.

Your next steps with our team

A clear starting point helps us focus the financing review on your needs.

Discuss your transaction
Share the property location, financing purpose, occupancy, approximate price or value, and timeline. We discuss your income profile and goals.
Review suitable options
We identify relevant lending programs and explain documentation, property review, costs, and tradeoffs. You decide which option to pursue.
Move through lender review
We help coordinate the application, lender conditions, appraisal, and closing steps. The lender makes the final credit decision.

Our Brickell office

Speak with our team about your next purchase, refinance, or investment property.

1101 Brickell Ave, Suite 800
Miami, FL 33131

Office305-507-9957 Toll-Free305-507-9957 info@bcpmortgage.com

Get a Quote

Find us in Brickell

1101 Brickell Ave, Suite 800
Miami, FL 33131

Company details

Legal company: Bennett Capital Partners, LLC
Established: 2017
Company NMLS: 2046862
Principal broker: Philip Bennett
NMLS #1098318
Service area: Throughout Florida

Questions about Bennett Capital Partners

Learn who we are, where we work, and how to begin a financing conversation.

Is Bennett Capital Partners a mortgage broker or a lender?

Bennett Capital Partners is a mortgage brokerage. We help clients compare lending options, prepare their applications, and coordinate the financing process. The selected lender makes the underwriting decision and determines approval, pricing, and final terms.

Who founded Bennett Capital Partners?

Philip Bennett founded Bennett Capital Partners in 2017. He is the company's president and licensed mortgage broker, NMLS #1098318, and brings more than 25 years of mortgage industry experience.

Where is Bennett Capital Partners located?

Our office is at 1101 Brickell Ave, Suite 800, Miami, FL 33131. We provide residential mortgage origination services for eligible properties throughout Florida. Call 305-507-9957 or schedule a consultation to discuss your transaction.

What types of clients does the company work with?

We work with homebuyers, homeowners refinancing, self-employed borrowers, condominium buyers, and real estate investors. Commercial and business-purpose financing is reviewed according to the property, transaction, lending program, and applicable state requirements.

How can I check the company's mortgage licensing information?

Bennett Capital Partners, LLC is listed under company NMLS #2046862. Philip Bennett's individual NMLS number is 1098318. Use the NMLS Consumer Access links on this page to review current records.

What should I bring to an initial mortgage consultation?

Start with the property location, purchase price or estimated value, intended occupancy, financing purpose, and timing. We will discuss your income documentation and financial profile, then explain which documents are needed for a lender review.

Client reviews on Google.

5.0

117 Google reviews

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★★★★★

“He was very responsive and followed the deal all the way through closing.”

Michael BladornGoogle review

Read on Google

“Clear communication, strong execution, and real expertise.”

Michael BrownGoogle review

“Phil Bennett of Bennett Capital Partners Mortgage went the extra mile when approving my loan.”

Glenn TortosoGoogle review

“What truly stood out was their deep knowledge of the Miami real estate market, particularly in condominium financing.”

Amanda ParradoGoogle review

“He is professional, has the right resources to make things happen quickly.”

Angie PfeffingerGoogle review

“I highly recommend using Phillip and his team if you have an investment property you need financed or refinanced.”

Laura toppazziniGoogle review