Start with your question
Use the payment calculator for monthly housing costs, affordability for a buying budget, or refinancing to compare an existing loan with a new one. Each tool addresses a different decision.
Better questions. Clearer decisions.
Mortgage Calculators
Explore your payment, compare financing paths and plan your next property move. Choose a tool below and make the numbers your own.
Buying a home
Start with the payment, then explore your purchase budget.
Start here
Mortgage payment calculator
Build a complete monthly payment with taxes, insurance, HOA and mortgage insurance. Compare scenarios and view an amortization schedule.
Calculate your payment →Mortgage Affordability Calculator
Find a purchase budget using your income, debts, down payment and monthly comfort limit.
Open calculator →FHA Loan Calculator
Estimate an FHA purchase payment including upfront MIP and annual mortgage insurance.
Open calculator →Rent vs. Buy Calculator
Compare renting with ownership, including transaction costs, equity and invested savings.
Open calculator →Bridge Loan Calculator
Model bridge interest, fees, overlapping carrying costs and a sale-based exit.
Open calculator →Jumbo Loan Calculator
Compare a jumbo payment with down-payment choices and cash remaining after closing.
Open calculator →Renovation Mortgage Calculator
Plan a purchase or refinance plus renovations, including contingency and additional cash needed.
Open calculator →USDA Loan Calculator
Estimate a USDA guaranteed purchase payment and see how program fees affect the loan.
Open calculator →Refinancing and home equity
Compare costs, use equity thoughtfully and plan your payoff.
Mortgage Refinance Calculator
Compare a new mortgage with your current loan, including closing costs and break-even timing.
Open calculator →HELOC Calculator
See interest-only draw payments, repayment payments and the effect of a higher rate.
Open calculator →Cash-Out Refinance Calculator
Estimate net cash after replacing your mortgage, paying required debts and covering costs.
Open calculator →Mortgage Payoff Calculator
Model extra principal, a lump sum and a target payoff timeline for an existing mortgage.
Open calculator →Investors and business owners
Model rental coverage, commercial debt and alternative income documentation.
DSCR Loan Calculator
Compare rental income with the monthly loan payment, taxes, insurance and association dues.
Open calculator →Bank Statement Loan Calculator
Estimate qualifying-income scenarios from eligible deposits, business expenses and ownership share.
Open calculator →Commercial Mortgage Calculator
Model monthly debt service, balloon principal, NOI-based DSCR, LTV and debt yield.
Open calculator →Asset Depletion Mortgage Calculator
Estimate monthly income from eligible assets, with editable deductions and depletion periods.
Open calculator →From estimate to a financing conversation
Use the right tool for your next decision.
Make the inputs realistic
Starting rates and amounts are examples. Enter a current lender proposal and property-specific expenses. For Florida homes, review taxes, insurance and association costs carefully.
Review the financing fit
An estimate does not establish eligibility. Bennett Capital Partners can review your property, documentation and goals to help you compare applicable financing options.
All calculators are free to use without a sign-up. Figures are planning estimates, not rate quotes or loan commitments. Saved scenarios stay in the current page session.
Explore loan programs · Understand mortgage terms · Request a personalized financing review